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Medical Negligence Claim – How Long Might This Take?

April 8th, 2013 10:54 pm

If you are thinking about making a claim for compensation for medical negligence, how long might this take? Is this something that can be started and finished in a matter of only a few weeks, or will it take a lot longer than this? This article sets out to explore what needs to happen during a medical negligence case and how long each stage might take.

Step 1 – Medical Evidence. It is important to understand the process involved in making a medical negligence claim to see what is involved and the likely time scales are involved. The first step is to take full details from the patient about the treatment (or lack of treatment) received and the pain or injury experienced as a result of it. In addition to a full and detailed statement the solicitor will have to obtain the patient’s full set of medical records, to examine the treatment received and to look at any pre-existing medical condition that might have caused the patient’s reaction to be worse than might otherwise have been expected. Once the medical records have been obtained along with a statement of events from the patient, the solicitor will then need to find a medical expert to review this evidence and provide a report. This report is crucial as it will indicate in the expert’s opinion whether the claim can proceed or not. Due to delays in obtaining the medical records and for the expert to book time in their diary to provide the report and then review the records and prepare the report, this stage alone can take several months.

Step 2 – Other Evidence. If the medical expert supports the allegations of medical negligence, the solicitor will need to obtain other evidence to enable them to value the claim. This will include evidence of the pain and suffering caused by the negligence, from family members and friends, along with financial documentation to support any losses and expenses (wage slips etc). Once the solicitor has enough evidence to value to claim, he or she may be able to seek offers in settlement, but many cases are vigorously defended which means that the next stage is to issue court proceedings. Court proceedings might be issued from six months after the accident to up to three years later, depending on Step 3 below.

Step 3 – Treatment And Recovery. If the injuries sustained were serious the patient may need further surgery to correct ongoing problems. This might result in several operations being required with fairly long recovery periods. Often it is not possible to obtain a final medical report confirming the full extent of the injury until the patient’s medical condition is stable so this can take months or even in some cases years. If the patient has not recovered within three years legal proceedings will have to be issued to protect the claim (there is a three year time limit for most medical negligence cases).

Step 4 – Issue Court Proceedings. A claim will be issued setting out the full details of the injuries sustained and the compensation sought (which might include additional treatment required).

Step 5 – Settlement. Settlement of the claim can either take place by negotiation, or if the National Health Service Litigation Authority defend the claim after a hearing before a judge.

UK Life Insurance Company

August 20th, 2012 4:36 am

It is a fact that accidents may happen. No matter how prudent it seems to prepare for one’s death, still, it pays to be prepared. And life insurance shall be a great help when talking about preparedness. Hence, UK life companies have offered various insurance plans to choose from.

Funeral insurance

This is the type of insurance that covers the funeral for the client’s or person insured’s death. With funeral insurance, one need not to worry what his/her loved ones have to do in case he will die because the insurance company will do all the job for them with relation to preparation for burial; hence, a peaceful mind to everyone grieving.

Impaired life insurance

Impaired life insurance is the insurance for clients with pre-existing health conditions. This type of insurance will help them financially for hospital bills. With impaired life insurance to back you up, all you will worry about is recuperating because the insurance company will be the one to arrange the rest for your behalf.

Kidnap insurance

This is the insurance that will cover the insured person in case he/she shall be kidnapped. The insurance company is responsible in paying the kidnappers for the amount of ransom asked, provided that the amount asked is within the limits of the insurance.

Life assurance

This type of insurance mostly covers healthy individuals to be insured, which can be used whenever something happens to him/her while the term is still active. His beneficiaries shall be financially secured because all his assets are kept, as well as invested his money with the insurance company.

Mortgage life insurance

Mortgage life insurance uses one’s real estate as collateral, which the insurer must pay – probably on a monthly basis or depends on the agreement. Whatever may happen to the insurer, his real estate is in secured hands with the insurance company; hence, his beneficiaries will not worry about mortgage payment.

Over 50 life insurance

This insurance specializes in clients that are over 50 years of age, which usually promises to protect you and your loved ones by the time you die. This is because individuals that are over 50 years old are vulnerable to any sickness, he can very much benefit with his insurance. Also, it is an undeniable fact that persons above 50 years of age are soon to die; hence, he can benefit with his insurance.

Term life insurance

Term life insurance is an insurance that protects the insured as long as he is still covered by the contract signed. The term life insurance is paid and covers the insured person for the period that the contract does not expire yet.

UK life companies indeed helped every individual in protecting their lives and their real estate to a secure future financially. So if you truly care about your loved ones, buy an insurance now!